Niyama Explore our products

One company. Products built for consequential work.

Technology that remembers what matters.

Niyama builds focused products for people and teams navigating complex decisions. Each product connects context, evidence, and action—without losing sight of who remains in control.

Meet the product familyHow we build
Niyama portfolio
Financial healthNidhi

A trusted household view that grows more useful over time.

Financial pictureEvidenceDecisions
OperationsHospital workflows
In development
OperationsCollections workflows
In development
Built on governed operational memory

Purpose-built products

Evidence behind decisions

Human approval at the center

Memory with clear boundaries

The Niyama product family

Distinct products. A shared foundation of trust.

Every domain deserves language and workflows designed for the people who use it. Our products stand on their own while sharing Niyama's approach to governed memory and explainable decisions.

01 · Available

Nidhi

A clearer, healthier relationship with your financial life—connecting accounts, goals, evidence, and decisions.

Explore Nidhi
02 · In development

Operations

One future product family for complex operational work, beginning with hospitals and collections.

Explore the vision
03 · Shared foundation

Niyama platform

Governed memory, explainable decisions, and approval-led action beneath every Niyama product.

See our approach

Nidhi · by Niyama

Your financial health, made clear.

Nidhi brings the facts, goals, documents, and decisions behind your money into one trusted memory. It helps individuals and households understand where they stand, see what matters next, and move forward with confidence.

Discover NidhiBuilt around your control
NidhiFinancial health
Household view · FY 2025–26
Your financial pictureSteady progress, with two areas to review.
74/100
Net position₹38.4L↑ 8.2%
Safety runway5.8 monthsNear goal
Goal coverage68%On track
Financial momentum12-month view · evidence-backed
9:41Nidhi
Good morning

Your money, in context.

Three things deserve your attention this week.

Financial health74
Improving steadily
1
Emergency fund₹42,000 away from your next milestone
2
Insurance reviewOne policy document is 14 months old
Guided conversationContext-aware, never commission-led
Can we afford a larger home next year without slowing our education goal?
N
You have room to explore it.

Based on your current savings rate and the education goal you protected last October, a higher housing cost would be comfortable within a defined range.

4 sources checked2 assumptions to reviewNo changes made
See the range and assumptions→
Private financial vaultYou decide what is remembered
N
Household vaultProtected · last reviewed today
Healthy
Banking & cash5 sourcesCurrent
Investments8 sourcesCurrent
Insurance3 sourcesReview
Goals & decisions12 memoriesCurrent
Every answer stays linked to its evidence.View vault →
Know

See the whole picture

Bring accounts, obligations, goals, protection, and important documents into one understandable household view.

Understand

Make decisions with context

Keep assumptions, evidence, and prior choices connected so you do not have to start over every time.

Improve

Build healthier habits

Turn fragmented financial information into clear priorities and practical next steps that remain yours to approve.

One operations product family for work that depends on context, coordination, and accountability.

HospitalsOperational handoffs, dependencies, and escalation context without crossing clinical boundaries.
CollectionsGoverned case history, promises, disputes, evidence, and accountable next steps.
A shared operating modelDomain-specific workflows on one trusted memory and approval foundation.

The Niyama approach

Memory, trust, and action—designed together.

  1. 1

    Understand the domain

    Start with the real decisions, responsibilities, and boundaries of each product.

  2. 2

    Preserve the context

    Keep evidence, history, and intent connected so every interaction starts informed.

  3. 3

    Keep people in control

    Make consequential actions visible, reviewable, and approval-gated.

Trust frameworkApplied across every product
01
ProvenanceSource and freshness remain visible
Required
02
AuthorityActions respect role and purpose
Verified
03
Human approvalConsequential changes wait for consent
Explicit
04
AuditabilityDecisions leave a useful trail
Continuous

Built by Niyama

One responsible foundation beneath every product.

Across financial health, hospitals, and collections, Niyama products are designed around traceable evidence, explicit authority, safe boundaries, and practical human oversight.

  • Domain-specific experiences and language
  • Visible provenance and decision history
  • Approval before consequential action
  • Clear operational and privacy boundaries